Loans & repayments
What you owe and what is owed to you, with dates, amounts and payment history. A record, not a rumour.
Amaanah Vault is a private record for personal loans, repayments, what you own, and the people who should know. Write it down while you can — so it doesn’t become a fight or a loss later.
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One calm place for the records that usually live in messages, memory or a drawer no one else can find.
What you owe and what is owed to you, with dates, amounts and payment history. A record, not a rumour.
Property, vehicles, businesses, investments and masked accounts. Ownership that doesn’t disappear when you’re gone.
Titles, receipts and signed agreements kept with the record they belong to.
School fees, borrowed items, support you said you’d send, zakat and mahr still owed. Personal commitments, not legal contracts.
Trusted contacts, wasiyyah and where important papers are held. Helps the people who remain — not a will.
Upcoming, due and overdue so dates don’t quietly slip into silence.
Start free. Upgrade when you need shared clarity or a fuller record.
Financial accountability basics
Accountability and personal records
Islamic estate and legacy planning
Pricing is illustrative. Amaanah Vault does not provide legal, tax or financial advice. A digital record is not a valid will.
No. Promises and commitments are personal records. They are not automatically promissory notes, contracts or court documents. Loan agreements are not legally binding either, but they document what both people agreed.
No. We do not lend money and we do not connect lenders with borrowers. Lend only to people you know personally — the app keeps the record, the reminders and the agreement. Collecting repayment stays between you.
No. Wasiyyah and legacy notes help organise information for the people who may need it. A valid will still requires proper legal advice.
No. Account records hold institution names and masked identifiers only — never passwords, PINs, card codes or recovery keys.
Lenders (the main account holders) are charged. Borrowers have restricted access and only pay if they choose to upgrade.
Unwritten personal loans that create resentment, ownership that disappears because no one else can find it, and families arguing over what was never written down.